Spend.Control 1.32

'Spend Control' provides a solution to a fundamental financial query: how much can be spent each day without jeopardizing future financial commitments and aspirations? In a nutshell, it aims to determine the safe spending limit. To utilize the app effectively, users input their upcoming financial details, inclusive of expected income for the next 12 months and existing financial obligations like rent, utilities, savings, etc. Upon submission, 'Spend Control' calculates the available 'allowance,' denoting the discretionary spending amount. Users can then allocate this allowance by creating a budget, prompting the app to distribute the designated sum into virtual envelopes for different categories. These envelopes are funded daily based on a daily allowance, allowing for potential savings accumulation if expenditures are managed. While its primary function revolves around this process, the app offers supplementary tools for enhanced financial tracking and prioritization. Users can make reallocation decisions between envelopes or leverage the 'Future Balances Calculator' to project future fund availability in specific categories. 'Spend Control' also furnishes various reports like 'Current Budget' and 'Current Balances,' enabling users to analyze their financial status conveniently. The comprehensive functionality of 'Spend Control' makes it a valuable asset in navigating personal finances efficiently.